Mercuryo widget FAQ

Answers to frequently asked questions regarding Mercuryo widget

Updated over a week ago

Is there a minimum commission?

Yes, due to increasing miner's fee Mercuryo has set minimum commissions as shown in the table below:


Minimum commission



Sum>160$, Mercuryo pays the commission



Sum>300$, Mercuryo pays the commission



Sum>60$, Mercuryo pays the commission


No minimum commission

Sum>0$, Mercuryo pays the commission


No minimum commission

Sum>0$, Mercuryo pays the commission

Important note: The fees might change depending on the activity on a particular blockchain network.

How can I buy crypto with Mercuryo widget?

Please check out the detailed step-by-step instruction to see how it works.

How can I sell crypto with Mercuryo widget?

Please check out the detailed step-by-step instruction to see how it works.

Which fiat currencies does Mercuryo support for buying crypto?

Mercuryo supports the following fiat currencies:

  • ๐Ÿ‡ช๐Ÿ‡บ EUR - Euro

  • ๐Ÿ‡บ๐Ÿ‡ธ USD - US dollar

  • ๐Ÿ‡ฌ๐Ÿ‡ง GBP - British pound

  • ๐Ÿ‡ท๐Ÿ‡บ RUB - Russian rouble (currently unavailable)

  • ๐Ÿ‡น๐Ÿ‡ท TRY - Turkish lira

  • ๐Ÿ‡บ๐Ÿ‡ฆ UAH - Ukrainian hryvnia (currently unavailable)

  • ๐Ÿ‡ฏ๐Ÿ‡ต JPY - Japanese yen

  • ๐Ÿ‡ง๐Ÿ‡ท BRL - Brazilian real

  • ๐Ÿ‡ณ๐Ÿ‡ฌ NGN - Nigerian Naira

  • ๐Ÿ‡ป๐Ÿ‡ณ VND - Vietnamese Dong

  • ๐Ÿ‡ฒ๐Ÿ‡ฝ MXN - Mexican Peso

  • ๐Ÿ‡ฐ๐Ÿ‡ท KRW - South Korean won

  • ๐Ÿ‡ต๐Ÿ‡ฑ PLN - Polish zloty

  • ๐Ÿ‡ธ๐Ÿ‡ช SEK - Swedish krona

  • ๐Ÿ‡จ๐Ÿ‡ญ CHF - Swiss frank

  • ๐Ÿ‡จ๐Ÿ‡ฆ CAD - Canadian dollar

  • ๐Ÿ‡จ๐Ÿ‡ฟ CZK - Czech koruna

  • ๐Ÿ‡ฉ๐Ÿ‡ฐ DKK - Danish krone

  • ๐Ÿ‡ง๐Ÿ‡ฌ BGN - Bulgarian lev

  • ๐Ÿ‡ญ๐Ÿ‡ฐ HKD - Hong Kong dollar

  • ๐Ÿ‡ฆ๐Ÿ‡บ AUD - Australian dollar

  • ๐Ÿ‡ฎ๐Ÿ‡ณ INR - Indian Rupee

Which fiat currencies does Mercuryo support for selling crypto?

Mercuryo supports the following currencies to sell crypto and withdraw fiat to your credit card:

  • EUR - Euro

  • USD - US dollar

What cryptocurrencies does Mercuryo support?

Mercuryo supports the following cryptocurrencies

  • Bitcoin (BTC)

  • Bitcoin Cash (BCH)

  • Ethereum (ETH)

  • Basic Attention Token (BAT ERC-20)

  • Tether (USDT ERC-20)

  • USDT (TRC-20)

  • Algorand (ALGO)

  • TRON (TRX)

  • OKB (OKB) (ERC-20)

  • Dai (DAI). (ERC-20)

  • Toncoin (TON)

  • Binance coin (BNB BEP20)

  • Binance USD (BUSD BEP20)

  • 1inch token (1INCH BEP20)

  • Polkadot (DOT)

  • Kusama (KSM)

  • Avalanche (AVAX C-Chain network)

  • Polygon (MATIC)

  • Solana (SOL)

  • Cardano (ADA)

  • NEAR Protocol (NEAR)

  • Stellar (XLM)

  • Ripple (XRP)

  • Litecoin (LTC)

  • USDC (USDC TRC-20)

  • Fantom (FTM)

  • Dogecoin (DOGE)

  • Decentraland (MANA ERC-20)

  • The Sandbox (SAND ERC-20)

  • Curve DAO Token (CRV ERC-20)

  • DYDX (DYDX ERC-20)

  • ATOM (Cosmos)


  • USDC (Polygon)

  • USDC (Arbitrum)

  • ETH (Arbitrum)

  • ETH (Optimism)

What is the minimum/maximum limit per transaction?


Minimum limit per transaction

Maximum limit per transaction

  • BTC

  • ETH

  • USDT

  • ALGO

  • OKB

  • DAI

  • SOL

  • KSM

  • AVAX

  • DOT


  • ADA

  • XLM

  • NEAR

  • XRP

  • LTC

  • USDC

  • FTM

  • DOGE

  • MANA

  • SAND

  • CRV

  • DYDX

  • ATOM

  • XTZ

  • 25 EUR

  • 5000 EUR

  • BCH

  • 10 EUR

  • 5000 EUR

  • BAT

  • 40 BAT

  • 5000 EUR

  • TRX

  • 300 TRX

  • 5000 EUR

  • TON

  • 15 TON

  • 5000 EUR

  • BNB

  • 0.05 BNB

  • 5000 EUR

  • 1INCH

  • 10 1INCH

  • 5000 EUR

  • BUSD

  • 20 BUSD

  • 5000 EUR

Important note: Minimum limits are subject to change depending on various factors, such as network fee price and etc.

What are the fees?

Mercuryo charges 3.95% when you buy and 3.95% when you sell crypto. Mercuryo does not include any hidden or extra fees. You already see the final amount of crypto to be deposited on your blockchain address and the fiat amount to be charged from your bank card by Mercuryo. The handling fee is also included in the final price.

What are the limits?



  • Maximum transaction amount of 5000 EUR

  • Daily limit per account 10 000 EUR

  • Weekly limit per account 25 000 EUR

  • Monthly limit per account 25 000 EUR

  • Number of card transactions per day: 15

  • Transaction limit per 1 card per month 25 000 EUR

  • Maximum amount per 1 transaction - 1700 EUR/ 2000 USD

  • Daily limit - 7500 EUR/ 8400 USD (per card)

  • Monthly limit 7500 EUR/ 8400 USD (per card)

  • Number of card transactions per day: 5

  • Number of card transactions per month: 50

Limits can be increased upon request via Mercuryo support.

Important note 1: The daily limit is counted not as a calendar day, from 00:00 till 23:59, but as a 24-hour period since purchasing.

Important note 2: The monthly limit is counted as a 31-day period since purchasing, and not as a calendar month.

Important note 3: Daily and monthly limits include all fees.

Is user KYC required?

A successful verification is necessary for using Mercuryo. โ€œKnow Your Customerโ€ (KYC) and โ€œAnti-Money Launderingโ€ (AML) regulations require us to learn more about our clients' identities before letting them use our services. We accept ID cards, passports and driving licenses.

What are the payment methods that Mercuryo supports?

Mercuryo accepts ONLY Visa and MasterCard - virtual, debit, and credit cards. Mercuryo doesn't accept Maestro cards, doesn't support PayPal and Revolut cards at the moment.

However, we accept SEPA bank transfers.

Important note 1. Some issuer banks have their own terms regarding where and when their cards can be used and may decline the charge on their side. If you encounter this, please contact your bank support.

Important note 2. Some issuer banks might charge extra fees when you use credit cards. Please, contact your bank support and ask them if they charge extra fees for transactions with MCC 6051 (merchant category code).

Does Mercuryo support other payment solutions?

Yes, Mercuryo supports Apple Pay.

Non-operational countries

Kindly note that our services cannot be used in countries from the list below

Abkhazia, Afghanistan, Aland Islands, Angola, Algeria, American Samoa, Antarctica, Barbados, Bangladesh, Burundi, Bolivia, Burkina Faso, Burma, Central African Republic, Cote d'Ivoire (Ivory Coast), Congo, Crimea, Donetsk, and Luhansk, China, Chile, Colombia, Costa Rica, Cuba, Cambodia, Cayman Islands, Democratic Republic of the Congo, Ecuador, Eritrea, Ethiopia, Fiji, French Guiana, French Polynesia, Guam, Guatemala, Guinea, Guinea-Bissau, Honduras, Haiti, Iraq, Iran, Iceland, Islamic Republic of - IR, Jamaica, Jordan, Kuwait, Kyrgyzstan, Laos, Lebanon, Liberia, Libya, Morocco, Mali, Myanmar, North Korea, North Macedonia, Nicaragua, Northern Mariana Islands, Nepal, South Ossetia, Panama, Peru, Papua New Guinea, Pakistan, Palau, Palestine, Puerto Rico, Republic of the Congo, Republic of Guinea-Bissau, Senegal, Saudi Arabia, Sudan, Sierra Leone, Somalia, South Sudan, Sri Lanka, Syria, The Bahamas, Tunisia, Transnistria, Trinidad and Tobago, Uganda, US Virgin Islands, Vanuatu, Venezuela, Kosovo, Yemen, Zimbabwe.

In addition, please note that our payment gateway might not be able to process some bank cards based on your country/state and their policies towards cryptocurrency transactions.

Does Mercuryo operate in the USA?

Yes, but there are several limitations:

  • All the states are supported, except Hawaii, New York,

  • Puerto Rico and Washington DC are also supported,

  • Both VISA and MasterCard are supported,

  • Only ID Passport Card and Driverโ€™s License are supported for KYC,

  • Withdraw fiat to a bank card is not supported for USA,

  • Only BTC, ETH, USDT, DAI, BAT, BCH are available for purchase for US citizens at the moment.

In which countries can I withdraw EUR/USD to my bank card?

You can sell crypto and withdraw EUR/USD to your Visa bank card only in the following countries:

Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, Georgia, Germany, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Israel, Italy, Jordan, Kazakhstan, South Korea, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malaysia, Malta, Moldova, Monaco, Mongolia, Montenegro, Netherlands, Northern Macedonia, Norway, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Tajikistan, Thailand, Turkey, Turkmenistan, United Arab Emirates, Ukraine, Uzbekistan, Vatican.


You can sell crypto and withdraw EUR/USD to your MasterCard bank card in all the countries, where Mercuryo operates except the following countries:

Albania, Anguilla, Andorra, Antigua and Barbuda, Bahamas, Bahrain, Bermuda, Botswana, Brazil, Brunei, Cape Verde, Cameroon, Chad, Comoros, Cote dโ€™Ivoire, Cook Islands, Djibouti, Dominican Republic, Egypt, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guadeloupe, Guinea, Grenada, Jamaica, Jordan, Kenya, Laos, Lesotho, Mauritius, Mauritania, Madagascar, Macao, Maldives, Martinique, Marshall Islands, Mexico, Mongolia, Namibia, Niger, Nigeria, Paraguay, Puerto Rico, Republic of Kosovo, Reunion, Rwanda, Samoa, Sao Tome and Principe, Saint Barthรฉlemy, Senegal, Serbia, South Africa, Saint Martin, Switzerland, Sri Lanka, Swaziland, Tanzania, Togo, Trinidad and Tobago, Turkmenistan, Turkey, Vanuatu, Uganda, Uruguay, United States, Western Sahara, Zambia.

How long does it usually take to process the payment?

Most orders are processed in just a few minutes. ETH and ERC-20 tokens, ALGO, BUSD and TRX are processed within 5-10 minutes after a successful charge from the bank card, BTC takes sometimes longer to be executed due to the protocol of the first crypto currency. Mercuryo pays average commission for transaction handling.

Why are funds debited before the cryptocurrency is credited?

When you try to buy crypto for the first time - your bank reserves the requested amount; that amount is then put on authorization hold or pre-authorization state.

This is done to ensure that the card owner has sufficient funds, while we verify your transaction.

If you fail the verification for some reason or you're not able to complete it on time - your payment is automatically canceled and your bank releases funds back to your card. This process might take from 1-2 hours up to 3 business days (weekends not included) due to your bank's terms and policy.

Is it possible to receive a refund?

Due to the irreversible nature of cryptocurrency transactions, we do not offer refunds.

What should I do if my fiat currency is not on the list?

Mercuryo automatically converts your currency into the selected payment currency and the bank will make the exchange. Please consult with your bank, additional fees might apply depending on your banks exchange policy.

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